Card University Series (3 part series)

Thursday

July 16, 2009

This two hour session gives participants an overview of the card processing industry, with a focus on how a card transaction starts out and its downstream processing.  The session will cover topics including

• Card processing terminology
• Credit card networks
• Debit card processing -- Signature, PIN and the significant differences between
• Authorization and settlement processes
• Risk mitigation tools -- CVV/CVC, 3D Secure, AVS
• Introduction to gift cards and stored value cards

Thursday

July 23, 2009

Reg Z, Reg E, Visa, MasterCard, STAR, NYCE, Interlink, Zero Liability. 

A host of rules and regulations exist in thecard networks.  This session will review the major points of these rules and what you need to know to effectively support a card program.  

Additionally,the session will discuss exception processing in the card world: chargebacks, debit adjustments, provisional credit, etc., and how to evaluate whether to charge a transaction back or to simply write it off on your G/L.

Thursday

July 30, 2009

This session covers emerging applications in the card industry, from debit card rewards to ACH cards to the Capital One recent announcement of a de-linked debit card.

Should your institution offer payroll cards?  What stored value debit applications would fit within your mix?  What should your debit strategy look like for 2009 and 2010?